Seamless Protocol distinguishes itself as the first decentralized, non-custodial lending and borrowing platform on the Base network, with its novel Integrated Liquidity Markets (ILMs) for undercollateralized, permissionless loans. Governed by the community via the SEAM token, it fosters a democratic, decentralized approach to DeFi, emphasizing user engagement in governance without the need for external fundraising. Governance combines offchain and onchain processes, with delegation enabling voting and proposal creation.
Sparkfi is a DeFi platform in the Sky (ex-MakerDAO) ecosystem that focuses on moving large amounts of stablecoin liquidity where it earns the best risk-adjusted return. Its three live products are SparkLend (a DAI/USDS-centric money market), Spark Savings (a non-custodial savings vault that pays the Sky Savings Rate) and the Spark Liquidity Layer, which allocates stablecoins directly into other protocols and networks.
Acctual is an accounts payable automation solution that aims to bring sophistication and efficiency to the crypto accounts payable process. It aims to provide visibility and control over the crypto AP process, reduce risk, and streamline the crypto accounting workflow with an e-automatic solution.
Exactly Protocol is decentralized finance platform offering autonomous interest rate markets and enabling both variable and fixed rate exchanges of crypto assets. Its EXA token allows holders to vote on protocol changes and manage the treasury, playing a key role in governance and decision-making. Governance involves a structured voting system with specific token requirements to ensure fair participation. The project, having raised $3 million in a seed round, is backed by various investors, highlighting its strong funding and investment support.
